If your company's annual payroll exceeds R500,000, you are required to pay a 1% Skills Development Levy (SDL) to SARS every month. Many business owners view this as just another tax. However, this 1% levy is a strategic investment vehicle, and you are entitled to get a significant portion of it back. The SETA system is designed to give you this money back through two different "pots": Mandatory Grants and Discretionary Grants. Understanding the difference is critical to maxim

As a small business owner, you know you should  be active on social media. But between managing operations, serving customers, and planning for the future, who has the time? Finding ideas, creating graphics, and posting consistently often falls to the bottom of an endless to-do list. The result is a social media presence that is sporadic and ineffective. Effective social media is not about posting randomly; it's about building a community and telling your brand's story. It re